Existing patient?704-540-2255
Ballantyne Dentistry offers financing options that include Cherry and CareCredit. You can explore monthly payments, then talk with our team about the cost of your care and how you would like to pay.
Financing requires approval and is subject to provider terms.
Before treatment, Ballantyne provides a plan with a breakdown of fees. That gives you a starting point for deciding what to pay yourself and what to explore financing.
Ballantyne collects payment in full before procedures are performed. If you plan to use financing, ask our team how your approved financing and any upfront payment will cover that amount.
Insurance payments are not guaranteed. Ballantyne is out of network and does not verify benefits before your first visit. Ask your insurer about coverage, and discuss the practice’s payment requirements with our team.
Read about insuranceSee how the amount you finance, the interest rate, and the repayment period change your monthly payment and total cost. No contact information or credit check is needed.
Illustrations only. These are not financing offers, treatment quotes, or approval decisions.
These calculations assume a fixed interest rate, equal monthly payments, no fees, and no missed payments. They do not model a specific Cherry or CareCredit offer, credit-card minimum payments, or deferred-interest promotions.
A 0% example assumes no interest throughout the entire repayment period. Total loan repayment includes the amount financed and estimated interest. Total paid also includes your upfront payment.
Displayed payments are rounded. Totals use the unrounded calculation, so the final payment may differ by a few cents.
Cherry offers installment plans for eligible treatment costs. Available amounts, payment periods, rates, and any required down payment depend on the plan offered to you.
CareCredit is a health and wellness credit card for eligible care expenses. You can use it within your available credit limit, subject to the terms of your account and any applicable promotional offer.
Ask our team which options apply to your treatment and how to take the next step.
Look at more than the monthly amount before accepting an offer:
A longer repayment period may lower the monthly payment while increasing total interest.
A 0% interest offer is different from deferred interest. With CareCredit’s “no interest if paid in full” promotions, missing the full-payoff deadline can result in interest being charged from the purchase date. Minimum payments may not clear the promotional balance in time.
Review the actual offer, including payment deadlines and any required down payment, before accepting it.
01 / 05
Yes, you can explore financing as a self-pay patient. Approval and the amount available depend on the financing provider.
The financing provider decides after reviewing your application. A calculator result does not establish eligibility, an approved amount, or an available rate.
This calculator does not check your credit. Cherry uses a soft credit check for its application. CareCredit prequalification does not affect your score, but a full application involves a hard inquiry that may affect it. Review the provider’s disclosures before applying.
You can use a sample amount in the calculator or call our team about the care you are considering. A treatment estimate is not required to ask a financing question.
Ask our team to revisit the treatment cost and discuss other ways to pay. Ballantyne accepts cash, checks, and major credit cards. Financing approval cannot be promised.
Call 704-540-2255 and tell our team what care you are considering and what you would like to understand about paying for it.
You can ask about financing without applying for credit or scheduling treatment.